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In 2014, only 53% of Indian adults had a bank account, this number was even lower in 2011, at 35%, due to constant and evolving efforts by the government and regulators, there was a rise in bank accounts and the number had reached 80% by 2017.

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🇬🇧 Apple has just bought Credit Kudos, the British FinTech using Open Banking to perform better credit checks

After our recent coverage on OakNorth we had the privilege of engaging in an in-depth discussion with Rajesh Gupta, the CFO of this transformative institution. Based in London, OakNorth stands apart in the vast financial landscape. Crafted with a tech-first vision by entrepreneurs for their peers, its primary aim is to rewrite the rules of lending.

On Tuesday (January 11th) the French SME startup Qonto announced that €486 million was raised through its Series D funding. Qonto’s valuation now sits at €4.4 billion, making it second to France’s highest valued startup, Back Market , who sits at €5.7 billion.

COVID-19, more than any other issue, has been the motor for the leaps and bounds made in the Financial industry this year. As the world shut its doors and we were forced to stay at home, there has been a massive uptick in business.

There certainly is a buzz to starting up a company, otherwise there would not be so many people doing it.

The end of the year is fast approaching, and we find it quite appropriate to reflect on the notion of change. This year has become without warning life-changing for all of us, with profound consequences on our perceptions of right and wrong. When personal freedoms are curtailed, we are left with less opportunity to explore, leaving us with the obligation to focus on what is in front of us whilst we weather the storm.

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Over the past two decades, this space has been reshaped by regulatory reforms, digital challengers, and Traditional banks are under pressure to modernize legacy systems and processes, while digital challengers   👉 That is exactly what further insights from our upcoming European Digital Banking Report 2025  will In Europe, new entrants are already bundling traditional banking with digital-first services such as Source: Preliminary findings European Digital Banking Report 2025 .

down with Mohamed Al Sabea ,   Chief of Staff & Strategy of  Barq , Saudi Arabia’s fastest-growing digital Digital-first models may reimagine channels and products, but the underlying product customers buy is “Expat customers look for value in remittances, while locals demand world-class digital experiences. Corporate subscribers can gain exclusive access to our Digital Banking Worldwide list , along with our extensive library of Deep-Dives and Neobank analyses covering 90+ digital brands here.