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Buy Now Pay Later, the business models that are Challenging traditional lenders

Updated: Jun 24, 2022

Buy Now Pay Later (BNPL) is a term used to describe microcredit financing whereby a customer can pay just a fraction of the total price in order to receive a product or service. BNPL service providers cover the full costs at the moment of payment or shortly after, paying the merchant directly on behalf of the customer, who will later reimburse the provider. On the surface, this can seem like a pretty sweet deal to all parties involved.

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