European Digital Banking Report 2025
From Disruption to Profitability — and Beyond
The European Digital Banking Report 2025 is a strategic guide for leaders in banking, FinTech, and policy.
It shows how Europe’s digital banks are moving from disruptors to profitable, scalable models — setting global standards in innovation, regulation, and customer experience. The report helps decision-makers to:
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Anticipate market shifts and adapt business models for sustainable growth.
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Benchmark competitors across the UK, Germany, France, Spain, and Italy.
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Spot opportunities in SME banking, cross-border payments, and embedded finance.
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Understand Europe’s regulatory leadership (PSD2/PSD3, DORA) and its global impact.
IN THIS REPORT YOU WILL FIND
Why it matters for leaders
Europe is no longer just a regional story. From open finance adoption to scalable digital ecosystems, the strategies forged here are shaping what’s next for North America, Latin America, and Asia.
This report is designed for:
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Banking executives focused on profitability and scale.
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FinTech founders & investors targeting high-growth niches.
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Regulators & policymakers tracking innovation and its implications for global finance.
With insights tailored to these audiences, the European Digital Banking Report 2025 is more than an overview — it is a decision-making toolkit for leaders who need to move from insight to impact.
From Insight to Impact: Choose Your Access
Pre-Order the Report
Includes:
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20% Early-Bird Discount, standard €1,250
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Early access to the full report
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Analyst Q&A session
€1,000
Become a Corporate Member
Includes:
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Report automatically included
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Benchmarking dataset
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Access to all our reports
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AI Research Assistant
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Access to analysts and more
€1,600
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