What goes around comes around, and banking consolidation is no exception. In the early 2010s there were many government bailouts of banks, and the more questionable business models generally did not survive. FinTechs have in the last few years made such a difference that they have taken market share in many areas once considered pure banking areas. With sluggish growth, restructuring, and general business health figures anything but positive, banks are feeling the pinch. M&A activity is back.
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