How 2025 Reshaped Digital Banking — and What 2026 Will Demand of Banks
- Daniela Fonnegra

- Dec 30, 2025
- 10 min read
For more than a decade, the debate around digital banking was dominated by disruption: who launched the best app, who grew the fastest, who promised to eliminate traditional banking. In 2025, that narrative reached its limits—not because innovation disappeared, but because the financial system entered a different phase of the cycle.


